French Home Insurance for EU Residents
- Tailor your France expat home insurance cover to suit your lifestyle
- 24/7 expat home insurance emergency claims service
French Property Insurance
France is loved by many for a number of reasons, including its stunning countryside, wonderful beaches, and charming market towns. France is a magnet for UK holidaymakers. Many choose to invest in homes, static caravans, and park homes in France, whether for holidays or permanent use.
If you live outside the EEA, Intasure can help protect your French property against a range of risks, from natural disasters like floods and storms to accidental damage or issues related to letting your property.
Holiday Home Insurance In France
If you live outside the EEA and own a property in France, you have several options for financially protecting your asset.
Intasure does not provide new policies to customers who live in the EEA and have an overseas holiday home. Residents living outside the EEA with a property in EEA countries can still be insured.
Our Partners
Intasure works with an established partner to provide flexible insurance options.
Which Countries Are Covered By Holiday Home Insurance?
Our holiday home insurance abroad covers many common British tourist destinations. Policies may also be available for locations further afield, such as Turkey and Egypt, for customers living outside the EEA.
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View a list of countries we cover
What Our Customers Say About Us
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14 Nov 2025
Outstanding Customer Service..
I received absolutely outstanding customer service today from Lydia Cathersides. She was professional in every respect as well as being incredibly friendly. It is rare these days to be on the receiving end of such good service and it made the chore of renewing my insurance a really pleasant experience.
Louise H
14 Nov 2025
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19 Dec 2025
I used this company because they had…
I used this company because they had all the tools I needed in getting a insurance policy for my second home. I was dealt with by one of the staff members who talked me through every detail of the policy that I needed, this was quite a requirement and I required assistance in different parts of the policy.
Rod Mckee
19 Dec 2025
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6 Aug 2025
Outstanding service
The second claim I have had to make under my holiday home policy through Intasure and on both occasions their service has been outstanding.
Lorraine Adlam
6 Aug 2025
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15 April 2025
speedy and great service
I was called back almost straight after sending my enquiries form. Vikash was knowledgeable, helpful and fast. Sometimes spoke a bit quickly, but with the amount of things to explain and go through it was appreciated.
Lindsey Bird
15 April 2025
Why Do I Need Insurance?
Holiday home insurance in France is there to help protect your finances against problems like fire and flood damage, theft, or accidental damage.
If you have a mortgage, you may need to demonstrate to your lender that you have suitable home insurance. Choosing a provider familiar with French holiday home insurance, such as Intasure, can help ensure the right level of cover for both your property and contents.
When looking for suitable cover for your French property, it’s important to understand what protection is available. For example, many villas in the south of France have swimming pools, garages or outbuildings, all of which can be covered with Intasure as part of your French property insurance policy.
Exemptions and restrictions
Prior to April 1st 2026, Intasure can provide new policies to customers who live in the EEA and have an overseas holiday home. From April 1st onwards Intasure will not provide new policies to customers who live in the EEA and have an overseas holiday home.
Profiting From Your Investment
If your property is not always in use, you might consider renting it out as a holiday let to generate additional income. Intasure’s cover for rental periods is available for customers living outside the EEA.
French Property Insurance – What Is Covered?
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Emergency travel
Emergency travel expenses after a major claim
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Loss of rental
Loss of rental income following an insured claim
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Additional cover
Additional cover for hot tubs, pools, and outbuildings
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Protection
Protection against damage during short or long term lets
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Cover
Cover when unoccupied
Policy limits and exclusions may apply. Please see the policy wording for full terms and conditions
Find Out More With Intasure
With over 20 years of experience in providing holiday home insurance in the UK and abroad, Intasure specialises in policies for UK nationals living outside the EEA.
The holiday home insurance we can provide has been designed with the needs of holiday homeowners in mind. Our team is here to assist and can take you through the policy to help make sure it suits your requirements.
EEA residency changes – important information
From 1 January 2026, Intasure will no longer offer new insurance policies where the customer lives in an EEA country and the property is located in the UK, or where the customer lives in an EEA country and is insuring a leisure home (such as a static caravan or lodge).
From 1 April 2026, Intasure will stop offering all remaining new insurance policies where the customer lives in an EEA country, including policies for overseas holiday homes.
Any policies written or already in force prior to these changes will continue to be honoured for the duration of the annual contract. Impacted customers will be contacted at renewal and advised on next steps.
Policy Documents
View our policy documents to discover the cover Intasure can provide.
Policy Documents
