Expat & EU Residents Insurance
- Tailor your expat property insurance cover to suit your lifestyle
- 24/7 expat home insurance emergency claims service
Landlord, Home, And Holiday Home Insurance For Expats And EU Residents
Expats that move abroad may find they need assistance with sourcing insurance. Intasure’s aim is to make this process as simple as possible. Whether you need home insurance or cover for a rental property whilst you are living abroad outside the EEA, our specialist team is here to help.
Working with an insurance partner overseas can be challenging, especially if you don’t speak the language. That’s why Intasure can offer a range of insurance solutions for expats with English-speaking representatives. We support expats who live outside the EEA and are looking to insure property in the UK or overseas.
Specialist Second Home Insurance From Intasure
- Expat Home Insurance
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Find out moreExpat Home Insurance
Insurance for UK nationals living outside the EEA who want to protect their homes.
- Expat and EU Holiday Home Insurance
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Find out moreExpat and EU Holiday Home Insurance
Holiday home insurance for expats living outside the EEA.
- Expat Landlord Insurance
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Find out moreExpat Landlord Insurance
Landlord insurance for UK property owners living outside the EEA.
- Expat Static Caravan Insurance
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Find out moreExpat Static Caravan Insurance
Static caravan insurance for selected countries, for customers living outside the EEA.
Expat Home Insurance
Insurance for UK nationals living outside the EEA who want to protect their homes.
Expat and EU Holiday Home Insurance
Holiday home insurance for expats living outside the EEA.
Expat Landlord Insurance
Landlord insurance for UK property owners living outside the EEA.
Expat Static Caravan Insurance
Static caravan insurance for selected countries, for customers living outside the EEA.
Our Partners
Intasure works with an established partner to provide flexible insurance options.
Where Does Intasure Offer Expat And EU Holiday Home Cover?
Expat holiday home insurance is available to customers who live outside the EEA. Properties may be located in the UK or overseas, including in EEA countries.
Our expat home insurance policies are available to cover properties in the following countries and territories:
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View a list of countries we cover
Exemptions and restrictions
While we offer cover across selected countries, some locations are excluded. Other regions, such as Turkey and Bulgaria, may have exemptions or specific areas where our support is limited. Likewise, there might be additional clauses that don’t cover risks such as earthquakes. Always check our policy wording for the full details of cover.
Other clauses may affect your ability to secure overseas house insurance. For example, if your property is in Italy, you will need a Codice fiscale. This is similar to a UK NI number.
Prior to April 1st 2026, Intasure can provide new policies to customers who live in the EEA and have an overseas holiday home. From April 1st onwards Intasure will not provide new policies to customers who live in the EEA and have an overseas holiday home.
Residents living outside the EEA with a property in EEA countries can still be insured. Subject to underwriting and eligibility criteria.
What Our Customers Say About Us
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14 Nov 2025
Outstanding Customer Service..
I received absolutely outstanding customer service today from Lydia Cathersides. She was professional in every respect as well as being incredibly friendly. It is rare these days to be on the receiving end of such good service and it made the chore of renewing my insurance a really pleasant experience.
Louise H
14 Nov 2025
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19 Dec 2025
I used this company because they had…
I used this company because they had all the tools I needed in getting a insurance policy for my second home. I was dealt with by one of the staff members who talked me through every detail of the policy that I needed, this was quite a requirement and I required assistance in different parts of the policy.
Rod Mckee
19 Dec 2025
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6 Aug 2025
Outstanding service
The second claim I have had to make under my holiday home policy through Intasure and on both occasions their service has been outstanding.
Lorraine Adlam
6 Aug 2025
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15 April 2025
speedy and great service
I was called back almost straight after sending my enquiries form. Vikash was knowledgeable, helpful and fast. Sometimes spoke a bit quickly, but with the amount of things to explain and go through it was appreciated.
Lindsey Bird
15 April 2025
Expat Landlord Insurance
At Intasure, we can provide a simple solution for expat landlords who want to insure their rental property back home. As a trading name of Arthur J Gallagher Nordic AB, Intasure can arrange expat landlord insurance for UK nationals living outside the EEA.
Insuring your UK-based assets can be important if you’re an expat living abroad. Finding protection can be a prudent step if you want to have suitable cover for renting out your property.
The benefits of purchasing expat landlord insurance with Intasure include:
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Public liability cover £2 million public liability protection included as standard
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Building and contents cover including accidental damage and theft
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Temporary accommodation cover after making an insured claim
Expat Home Insurance
If you’ve moved away from your country of origin and are a UK citizen Intasure can provide expat home insurance policies to help protect you and your property in the event of an insured event. This excludes UK citizens moving to an EEA country. As with our holiday home insurance in the UK, this can include building and contents cover.
When living abroad, it may be important to you to use an experienced insurance provider who understands the rules and regulations surrounding home insurance in that specific market. Intasure has arranged home insurance cover for expats living in a variety of popular locations across the globe for more than 20 years, so we can help.
Our policy documentation is written in English, to help you access the information you need about the cover we provide. Likewise, our English-speaking team are on-hand to offer support.
The benefits of purchasing expat landlord insurance with Intasure include:
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Building and contents cover including accidental damage and theft
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Protection for swimming pools and hot tubs
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Temporary accommodation cover after making an insured claim
Expat Holiday Home Insurance
Are you a UK national wanting to insure your holiday home? If so, see if Intasure can support you with an expat holiday home insurance policy to help protect your investment.
The benefits of purchasing expat landlord insurance with Intasure include:
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Building and contents cover including accidental damage and theft
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Public liability cover up to £5 million
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Cover for both long-term and short-term lets
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Protection for swimming pools and hot tubs
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Emergency travel and temporary alternative accommodation cover
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Loss of rent cover following a successful claim for short-term lets
Expat And EU Caravan Insurance
Here you’ll find cover for insuring your static caravan or mobile home. So, if you’re planning to buy or already own a static caravan or mobile home and you’re a UK national living outside the EEA, contact us for an expat caravan insurance quote.
For expat static caravans, we offer cover in the following countries:
- UK
- France
- Greece
- Italy
- Portugal
- Spain
The benefits of purchasing expat caravan insurance with Intasure include:
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Public liability
cover up to £2.5 million
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Protection for
hot tubs
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New for old
or market value cover
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Loss or damage
caused by electrical power surges
Why Choose Intasure’s Expat Insurance?
Intasure has more than 20 years of experience specialising in holiday home insurance for expats. So, if you live outside the EEA and need a policy for your overseas property, you can trust us to help you arrange suitable cover.
Here Are Some More Reasons To Choose Intasure For Your Expat Insurance:
Here Are Some More Reasons To Choose Intasure For Your Expat Insurance:
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Building insurance up to £1 million buildings cover.
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Public liability cover up to £5 million included as standard
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Property cover is available for both long-term and short-term lets
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Cover value we provide new for old or market value cover
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Policy documentation - all policy documentation is written in English
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We have a UK-based team
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Tailored extras - your policy can be tailored to your requirements with optional cover
EEA residency changes – important information
From 1 January 2026, Intasure will no longer offer new insurance policies where the customer lives in an EEA country and the property is located in the UK, or where the customer lives in an EEA country and is insuring a leisure home (such as a static caravan or lodge), regardless of location.
From 1 April 2026, Intasure will stop offering all remaining new insurance policies where the customer lives in an EEA country, including policies for overseas holiday homes.
Any policies written or already in force prior to these changes will continue to be honoured for the duration of the annual contract. Impacted customers will be contacted at renewal and advised on the next steps.
Policy documents
View our policy documents to discover the cover Intasure can provide.
View and DownloadExpats And EU Home Insurance FAQ
Please note that these frequently asked questions are not a substitute for the policy wording. For full terms and conditions, please see the policy documentation.
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How much does expat property insurance cost?
The type of policy – premiums differ across expat home insurance, expat holiday home insurance, expat caravan insurance, and expat landlord insurance
- Location – for example, areas in close proximity to rivers, seas, or other bodies of water could result in higher premiums
- Size – the number of bedrooms your property has can affect the price we quote
- Age – older or listed properties can have higher premiums than new builds
- Contents – storing high-value or luxury items in your property may lead to higher premiums
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Is expat property insurance a legal requirement?
No, expat property insurance is not mandatory. However, if you want to ensure your home and contents are protected, it can be worth thinking about.
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Am I eligible for expat home insurance?
Eligibility depends on where you live. Intasure does not provide new insurance policies to customers who live in an EEA country. Suitable insurance can be arranged for customers living outside the EEA, such as the UK.
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What if I am an EU resident and already have a policy?
Any policies written or already in force prior to Intasure’s withdrawal from EEA resident business will continue to be honoured for the duration of the annual contract. Impacted customers will be contacted at renewal and advised on next steps.
