Cape Verde Holiday Home Insurance

Tailor your Cape Verde holiday home insurance cover to suit your lifestyle
Offers peace of mind to enjoy the leisure time you have earned
24/7 Cape Verde holiday home insurance emergency claims service

Cover in more than 20 countries
Over 20 years of holiday home expertise
24hr emergency claims helpline
Cover for unoccupied properties included

Cape Verde Holiday Home Insurance

Cape Verde is a stunning spot to have a holiday home. But it isn’t without risk, especially if you manage the property remotely. That’s why Cape Verde holiday home insurance is a sensible consideration.

At Intasure, we have holiday home insurance policies that can help to get you support and financial cover if something unexpected happens. We also offer excellent customer service, thanks to our friendly UK specialists, who are on hand to support you and answer any questions you may have. Service like this has led to our impressive 4.5* rating on Trustpilot.

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What Is Cape Verde Holiday Home Insurance?

Cape Verde holiday home insurance helps protect your second property on this beautiful island. Whether you use your home for personal retreats or rent it out for part of the year, this policy can cover you for the risks of owning a property abroad — from unpredictable weather to managing a remote property.

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Our Partners

Intasure works with an established partner to provide flexible insurance options.

Which Countries Are Covered By Holiday Home Insurance?

Our holiday home insurance is available in more than 20 countries and territories across Europe and beyond, including:

View a list of countries we cover

Austria Bulgaria Cape Verde Croatia Cyprus Egypt France Germany Greece Hungary Italy Malta Netherlands Poland Portugal Republic of Ireland Spain Turkey Scotland

What Our Customers Say About Us

Excellent

Based on 148 reviews

What Does Cape Verde Holiday Home Insurance Cover?

By Choosing Intasure For Your Holiday Home Insurance You Can Also Receive Numerous Benefits, Including:

Building and contents cover

Helps provide cover for the structure and contents of your holiday home against various risks, from natural disasters to theft.
Public liability

Can protect you financially if a guest or third party is injured, or their belongings are damaged while on your property.
Emergency travel expenses

Can provide cover for unexpected travel costs if you need to return to your holiday home due to an urgent insured claim.
Loss of rent cover

Can compensate for lost income if an insured event prevents your property from being rented out.
Alternative accommodation cover

Can help with accommodation costs if you or a guest can’t stay on the property due to an insured claim.
Unoccupancy cover

Can provide protection for periods when your holiday home is vacant.
Theft of household contents

Can provide cover for theft of furniture, appliances, and personal items within the home.
Accidental damage cover

Can help protect against accidental damage, like broken windows or damaged furnishings.
Damage caused by natural disasters

Includes protection against natural events like floods, earthquakes, or storms.

Policy limits and exclusions may apply, please see the policy wording for full terms and conditions.

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What Property Types Can Intasure Cover In Cape Verde?

Villa with pools or hot tubs
Flats and apartments
Listed homes
Holiday lets

Why Choose Intasure For Holiday Home Insurance?

You’ll always speak to a UK-based specialist at Intasure. With years of holiday home experience, we’re dedicated to helping you find a policy that meets your requirements.

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Benefits of using Intasure for your holiday home insurance:

Tailor your insurance with optional covers
Up to £1 million buildings cover and £5 million public liability cover
Cover for short and long-term lets
Cover whether the property is occupied or not for up to 60 days
Emergency travel costs for insured claims
Loss of rent cover following an insured claim
Alternative accommodation costs for insured claims

FAQs

Please note that these Frequently Asked Questions do not substitute for the policy wording. For full terms and conditions, see the policy documentation.

How much does Cape Verde holiday home insurance cost?
There isn’t one set price for holiday home insurance. How much it costs will depend on many factors, such as:
- Usage: How you use the property, such as for short or long-term lettings, personal use, or for friends and family, can affect the policy. Properties used for renting may have higher premiums due to the increased risk associated with tenants, while properties used solely for personal use may have a different cover profile.
- Property location: The exact location of your property can influence the cost. For instance, homes near the coast or in built-up areas may have different risk profiles due to specific exposures such as water courses, local crime rates, or environmental factors. Plus, a property being unoccupied for a period of time may increase the risk of damage or theft, potentially raising the premium.
- Property size: Larger properties may require more extensive cover to account for the increased space and potential contents, which can affect the overall premium.
- Property age: Older properties might need more protection due to the potential for wear and tear or specific building materials. This can also factor into the policy’s cost.
- Property contents: The value and quantity of items within the home, such as furnishings and electronics, play a role in determining the level of contents cover you’ll need, impacting your insurance rate.
Do I need holiday home insurance to let out my property?
It’s not a legal requirement, but it’s a sensible consideration. That’s because renting your property out to guests carries added risk.

Holiday let insurance helps cover you with:
- Public liability cover: If a guest is injured on your property or their belongings are damaged, public liability insurance helps protect you from potentially costly claims.
- Accidental damage cover: This can cover incidents during a guest’s stay, from a broken window to spills on carpets or a sofa, with enhanced cover for an additional premium.
- Loss of rent cover: If an insured event like damage from a storm or fire prevents you from renting out your property due to it being uninhabitable, loss of rent cover can help offset the income you’d otherwise miss, helping to protect your finances.
Policy limits and exclusions may apply, please see the policy wording for full terms and conditions.
What property types can we insure?
Intasure offers cover for various types of holiday properties, including:
- Flats and apartments: If your property is part of a building or complex, we offer cover that can include communal areas, so you can be protected from risks associated with shared living spaces.
- Houses and bungalows: Detached homes often come with larger grounds or unique features, so we offer flexible cover options to help protect the building and outdoor spaces.

* Correct as of November 2024

Intasure® is a trading name of Arthur J. Gallagher Insurance Brokers Limited, which is authorised and regulated by the Financial Conduct Authority. Registered Office: Spectrum Building, 55 Blythswood Street, Glasgow, G2 7AT. Registered in Scotland. Company Number: SC108909.

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